Secured business loans, tailored to you
When you need a bigger loan or a sharper rate, using property or business assets as security can open up far more options. We structure the deal around your business and find the lender that fits.
What you can use it for
Buying a business
Fund the purchase of an existing business or buy out a partner.
Property and premises
Buy, build or upgrade the premises your business runs from.
Major expansion
Fund a large project, a new site or a step change in capacity.
Refinancing
Consolidate existing debts into one loan, with one repayment.
Is a secured loan right for you?
Need funds fast, or don’t want to put up security? Look at an unsecured loan.
You need a larger amount
Offering security lets lenders go further than they would unsecured.
You want a sharper rate
Lower risk for the lender usually means a better rate for you.
You want a longer term
Spread repayments out to keep them manageable for your cash flow.
Want to know your rate?
Every business is different, so we don’t publish one-size-fits-all numbers. Call or email and one of our brokers will give you a straight answer, with no obligation.
Secured business loans: your questions answered
What can I use as security?
Usually residential or commercial property, though some lenders accept other business assets. Call us and we’ll talk through what you have and what it could unlock.
How long does a secured loan take?
Longer than unsecured, because the security needs to be valued. We keep things moving and tell you upfront what to expect.
What rate will I get?
It depends on the security, your business and the lender. Call or email us and we’ll give you a straight answer, with no obligation.
Can I refinance an existing loan?
Yes. If you’re paying too much on current business debt, we’ll compare the market to see if there’s a better deal.
Other ways we can help
Unsecured business loans
Fast funding without putting up your home or assets as security.
Equipment and vehicle finance
Utes, trucks, vans, machinery and tools for the work you do.
Personal loans
Personal loans from the same panel of lenders we use for business.
Caravan loans
Finance for caravans, campers and motorhomes.
Ready to lighten the load?
Tell us what you need and one of our brokers will be in touch within a few hours.