Equipment and vehicle finance that keeps you working
Get the vehicles, machinery and tools your business runs on, and keep your cash for everything else. The equipment itself usually secures the loan, so your other assets stay free.
What you can use it for
Utes, vans and cars
New or used work vehicles, from dealers or private sellers.
Trucks and trailers
Light and heavy trucks, trailers and prime movers.
Machinery
Excavators, forklifts, production lines and yellow goods.
Tools and tech
Trade tools, commercial kitchen equipment, IT and medical equipment.
Is equipment finance right for you?
Need funds for something other than an asset, like wages or stock? Look at an unsecured loan.
You’re buying a specific asset
The loan is built around the vehicle or equipment you’re buying.
You want to protect your cash flow
Spread the cost over the working life of the asset instead of paying upfront.
You want to keep other assets free
The equipment secures the loan, so your home doesn’t have to.
Want to know your rate?
Every business is different, so we don’t publish one-size-fits-all numbers. Call or email and one of our brokers will give you a straight answer, with no obligation.
Equipment and vehicle finance: your questions answered
Can I finance used equipment or a private sale?
Often, yes. Many lenders on our panel finance used vehicles and equipment, including private sales. Tell us what you’re looking at and we’ll find a lender that will.
Can I get pre-approved before I find the right vehicle?
Yes. Getting pre-approved means you can negotiate with confidence and move quickly when you find the right one.
What rate will I get?
It depends on the asset, its age and your business. Call or email us and we’ll give you a straight answer, with no obligation.
Are there tax benefits?
There can be, depending on how the finance is structured. Your accountant is the best person to advise on that, and we’re happy to work with them.
Other ways we can help
Unsecured business loans
Fast funding without putting up your home or assets as security.
Secured business loans
Larger amounts structured around your property or business assets.
Personal loans
Personal loans from the same panel of lenders we use for business.
Caravan loans
Finance for caravans, campers and motorhomes.
Ready to lighten the load?
Tell us what you need and one of our brokers will be in touch within a few hours.