Personal loans, made lighter

Not everything is about the business. We help our clients with personal finance too, comparing lenders to find a loan that fits your situation and budget.

A person relaxed after sorting out their personal finance

What you can use it for

Debt consolidation

Roll credit cards and other debts into one loan with one repayment.

Car purchase

Finance a new or used car for personal use.

Home improvements

Renovations, repairs, solar and upgrades around the house.

Life’s big moments

Weddings, travel, medical costs and other one-off expenses.

Why use a broker for a personal loan?

Buying a caravan, camper or motorhome? We have a dedicated caravan loan for that.

One conversation, many lenders

We compare the market for you instead of you applying lender by lender.

Protect your credit file

Multiple applications can hurt your score. We find the right lender first.

Straight answers

We’ll tell you honestly what’s achievable and what it will cost.

Want to know your rate?

Every situation is different, so we don’t publish one-size-fits-all numbers. Call or email and one of our brokers will give you a straight answer, with no obligation.

Personal loans: your questions answered

Do I need to own a business to use Lighter Finance?

No. Most of our clients are business owners, but we help with personal finance too.

What rate will I get?

It depends on your circumstances and the lender. Call or email us and we’ll give you a straight answer, with no obligation.

Does it cost anything to use a broker?

No. We’re paid by the lender once your loan settles, not by you.

Ready to lighten the load?

Tell us what you need and one of our brokers will be in touch within a few hours.